Hey Younguns, Let's Make Some Big Money off Medicare!

Vulture eb comment_1.jpg Vulture Capitalists ready to descend and get some easy pickings off Medicare.

Medicare? That's for old people, no?

If you know people who plan to vote, please share this handy chart with them.

Some EBers may be nearing the time to make decisions about Medicare.

Even though the TX legislature made us to change to Medicare Advantage Employer group , jb and I strongly suggest going with traditional Medicare and add on a supplement secondary policy if needed.

Trump, however, LOVES Medicare Advantage. Can you think why?

Medicare Advantage companies during the Trump regime have been up to all sorts of shenanigans, gaming the federal CMS for more funding, denying coverage right and left.

Medicare itself is not perfect but it has made life better for millions. There is a learning curve, however, ahead in order to be a savvy consumer.

Check out this powerpoint comparison, decision tree pdf, and other resources for those who need to learn more:

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http://www.medicareadvocacy.org/medicare-fully-informed-project/

The goal of the Medicare Fully Informed Project is to help by providing a variety of educational tools for beneficiaries, and those who help beneficiaries, make enrollment decisions. We hope these various formats will help beneficiaries make fully informed Medicare and related health care coverage decisions. Project materials include the following [Note: the list below are hot linked The goal of the Medicare Fully Informed Project is to help by providing a variety of educational tools for beneficiaries, and those who help beneficiaries, make enrollment decisions. We hope these various formats will help beneficiaries make fully informed Medicare and related health care coverage decisions. Project materials include the following:

http://www.medicareadvocacy.org/medicare-fully-informed-project/

Medicare Advantage Brochure
Self-help Document – Choosing Between MA and Traditional Medicare
Decision Tree Infographic: Traditional Medicare or Medicare Advantage
Medicare & You Handbook – Key page corrections
Medigap – Supplemental Insurance to Help with Cost-Sharing in Traditional Medicare
Q&A Medicare Part D
Power Point Presentation: Choosing Between MA and Traditional Medicare (Depending on your settings, this will play in your browser or download for play)

Combined .pdf

The Center for Medicare Advocacy (https://www.medicareadvocacy.org), is a national nonprofit, nonpartisan law organization that provides education, advocacy and legal assistance to help older people and people with disabilities obtain access to Medicare and quality health care.

The National Committee to Preserve Social Security and Medicare (https://www.ncpssm.org/), is a membership organization with the mission to protect, preserve, promote, and ensure the financial security, health, and the well being of current and future generations of maturing Americans.

The For Profit Medicare Advantage corporations' lobby spends millions getting Congress to support further privatization of Medicare. Don't be fooled!

Or hey, maybe some of you youguns' have some extra millions lying around to invest in the Medicare Advantage industry. It's hot! /s

Some have invested a billion in a new startup in Florida.

Their plan is to use tech and other changes to provide great coverage for Seniors. Wouldn't that be great. And they plan to make some big money. I am too cynical to get excited over it.

MA market apparently potentially so lucrative that the number of companies going into it has:

We all know that millions still don't have healthcare coverage.

We need a true single payer, improved Medicare for All Plan.

But getting one through a captured Congress that will be a truly single payer plan that benefits all Americans, not one that will further enrich the oligarchs , is key.

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Before we can get real health care, single player, rather than some half assed pseudo single payer designed to fail, we need to first get a Berniecrat majority in both houses and a Berniecrat president. Any less and either the Republican fascists will block it or the Democratic fascists will sabotage it. That's just the cold, hard truth.
I'm not suggesting that we all vote republican, but we have to vote Berniecrat wherever possible and if not vote Green or Socialist or anyone but a corruptocrat. Yes, the next 2 years will be hell, no shit, perhaps America will become a fascist dictatorship. But if the corruptocrats are not purged fascism is certain. You cannot win a war when your generals are all traitors, period.

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On to Biden since 1973

divineorder's picture

@doh1304

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A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.

divineorder's picture

@divineorder

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A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.

dervish's picture

Don't they have bootstraps?

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"Obama promised transparency, but Assange is the one who brought it."

Lily O Lady's picture

@dervish
Green hasn’t been invented . . . . . . yet.

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"The object of persecution is persecution. The object of torture is torture. The object of power is power. Now do you begin to understand me?" ~Orwell, "1984"

Pricknick's picture

@Lily O Lady
I might have to try one.
Do they come in salteen flavor?
The soup from bone marrow is sometimes lacking.

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Regardless of the path in life I chose, I realize it's always forward, never straight.

divineorder's picture

@dervish @dervish My wife and I both have had very expensive hospital stays since we retired. Our part took huge chunks from our savings, but thankful we had healthcare.

Too many do not.

Others, oldies, might qualify for Medicare but don't have the energy or health to navigate the grossly complex system. My mother spent hours and hours on it. Thank god Medicaid is paying for her technical nursing stay. Medicare or Medicare Advantage sure as hell won't pay for any lengthy long term care.

So yeah, we had the bootstraps to cover our part. Most Americans apparently don't have $500, much less the say @15,000.

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A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.

dervish's picture

@divineorder to pay so much out of pocket for healthcare. It's completely unnecessary. The world provides us with myriad examples of how to do national healthcare, yet Americans adamantly refuse to consider it, preferring instead to enrich the 1%ers.

C'est la vie.

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"Obama promised transparency, but Assange is the one who brought it."

Instead of a "D", "G" or "F" policy.

Even with it, my sister has to pay $197 for one month's supply of Xarelto, 15% of her total income. For the dug alone.

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I've seen lots of changes. What doesn't change is people. Same old hairless apes.

Big Al's picture

free market capitalist for profit system or should it be a non-profit system to save costs and provide equal benefits to all citizens.
The republican voters in the 70% peasant class are fucking stupid. That's not to say the democratic party voters in the 70% peasant class aren't.

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dervish's picture

@Big Al is that they're stupid. It's been that way for a very long time, and there are plenty of jokes to that effect, in the same vein as jokes about the French and surrendering.

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"Obama promised transparency, but Assange is the one who brought it."

Big Al's picture

@dervish Germany in the 80's. Considering the circumstances, I think it was unfounded in that case, but I can understand the sentiment. Stayed there five years so got to know a little about their system.

I've seen a couple commercials in this area from the republicans who are scaremongering the public about the democrats plan to "socialize" health care, take away your choice of doctors, increase taxes by 100%, etc. That's why I was referring to the 70% peasant class who vote for republican as stupid. I can see some in the middle, upper middle, and upper classes doing so in spite of the republicans stance on health care, but the lower class doing so is, like you say above, stunning. Because like I said, in the end this is a pretty simple issue when looked at broadly. It's an ethical human issue regarding human rights.

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Pricknick's picture

@Big Al

It's an ethical human issue regarding human rights.

It appears, in this country, humans tend to think about what they want instead of what they need.
Critical thinking is not what the masses desire or want in my opinion.
They need fodder.

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Regardless of the path in life I chose, I realize it's always forward, never straight.

dervish's picture

@Pricknick We could come up with a wellness app for phones. If the user got sick, the app could encourage them, and give them virtual sympathy.

The cost would be low, but we should still charge the users $500 for a download, just on principle. We don't want to drag any free-loaders along.

I'll bet I could get at least 20 repug Senators to sign on to the above as a replacement for Medicaid.

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"Obama promised transparency, but Assange is the one who brought it."

Pricknick's picture

@dervish
That's a cute thought.

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Regardless of the path in life I chose, I realize it's always forward, never straight.

mimi's picture

@Big Al
I think some Europeans see you as victims of your own system that has been corrupted completely by mobster oligarchs and militarism. Thinking Americans are stupid is stupid. It's just horrible what happens in the US. I wished you weren't the masters of the universe, because it's not as if a benign God is handlign your affairs, but the devil in sheep clothes.

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Big Al's picture

@mimi the common European class has no room to talk. But I think you're right mimi, and I think it's because the people of the world are more aware of what's going on and why. And that's probably our only hope, the people of the world. In other words, a global movement or revolution to cause a seismic shift of human society on the planet.

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mimi's picture

@Big Al
hmm, who is that? I am one of them. I can talk. Doesn't mean I am understood, but I don't feel threatened by blank stares as a reaction to what I am uttering once in a while.

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