@Wink

#3
of the giant motherfucking megabanks - whose sole raison d'etre is to fuck you all day long (then ask for a tip) - A.S.A.P.! You can't get it out of there quick enough! I finally left Key Bank when they -again- bounced a check of mine, which led to more bounced checks, then charged me $32 for each one. Thing is, the money was in their bank. Had been there for hours, in fact. But... they -ahem- "held" the check ("to make sure it cleared"). Said check being a paycheck from a Fortune 100 company.
That was it. Moved money the next day to a credit union. Set up an account there first, then went to the motherfucking megabank and told the teller, "I'm closing my account." "What?!" "I'm closing my account today. Right now." "You sure?!" Yep, you people fucked me the last time." (wish I'd said that). "Well, okay, this will take about 30 seconds... " And, that was it. Took about 30 seconds. "Here's your 29¢, have a nice day." (I had withdrawn most of it the day before). Really didn't take long at all. And...
After five years at the credit union? Not one bounced check. Imagine that. So much for that "we have to hold it... " bull$h!t. I'm at least one bounced check - $32 - ahead! Not even counting all those ATM and transfer fees. Fuckers. Yes, get your money in a credit union or local community bank!!

@snoopydawg

Ridiculous: Big banks rack up $6.4 billion in ATM and overdraft fees https://t.co/Zd1TUhQhbj

— Move Your Money (@moveyourmoney) February 23, 2017

#3
especially after they were bailed out after the fraud they committed. I left BoA years before that happened because of the fees they were trying to charge me for using my money. But I have found out that it's not my money, or anyone's after they deposit it in the banks. The banks own our money and can do anything they want with it. gjohnsit has covered this a few times in his financial essays.
As well as the cashless society experiments in a few European countries. The banks and the IRS don't want people r keep their money off grid. The IRS say they are concerned that people aren't paying taxes on the money, and the banks want control of it.

People need to know that if another bank crash happens, (and it's predicted to be happening again soon), the banks can legally keep people's money because of the rules in an omnibus bill that the best president since FDR signed.

This is what happened in Greece a few years ago. People were not able to withdraw their money from the banks because of the deal their government made with the IMF.
Great article on how Greece was the test case for harsh austerity measures.
Greece Has Been a Laboratory on a Way Out of a Capitalist Crisis

The banks have decided how much money people can withdraw from their accounts at one time. Some banks limit it to $3,000 in a certain time period.
So if you are thinking of moving your money, I suggest doing it sooner rather than.

Kinda funny how the IRS isn't concerned about the large corporations that keep their money offshore so they don't have to pay their taxes here, isn't it? But they get to claim deductions for what they do here in the US and get a tax return anyway. Nice gig.
Oh how so many rich people forget to pay all of their taxes and if it's found out, they get to say "oops, my bad".

@snoopydawg The cited article contains many parallels, though differing in magnitude between Greece and any other people-plundering capitalism-supreme cultures such as ours.

The first of them is establishing a program for an alternative way out of the crisis, which will be a program that protects the interests of the working class and of the social groups that have been destroyed by the crisis. And it is a program that has some basic points [2]:

The first, and perhaps one of the most important, is the exit from the eurozone.
Also, the immediate refusal to pay the Greek debt and our goal is for this debt to be cancelled.
And another basic point is the nationalization of the banking sector and the basic sectors of the Greek economy, which have been or are now in the process of being privatized.

And consider this quote which so correctly pertains to our Left or what remains of it:

There are currently many forces in the Greek left that could agree on these points,

In is the nature of anti-authoritarian parties to resist ALL authorities, even those compatible with each other's major interests. But his, I specifically exclude the DemonRATic party. They are about as left as fence-post.

For eurozone, substitute the words American neoliberalism:

By entering the eurozone the Greek economy changed in a lot of ways. There was a big decrease in industrial and agricultural production, and there were advantages only for the banking sector, tourism, also shipping, all these sectors in which the capitalists and the big enterprises were interested in and in which they had an advantage.

And consider this:

without the ability to protect Greek production, industrial or agricultural, and basically without the ability to impose measures that will change the relations in the Greek economy and production in favour of the majority of the people, there is no way of exiting the crisis in favour of the working class.

ISDS or its equivalents is the perfect tool for for the ultimate wealth transfer to the elites. "Borderless" EU is just such a massive road-block to meaningful change.

I think there is no question of "reform" of the EU in a more democratic or in a less conservative way. The only reform that can be possible is an even more conservative reform, and historically all EU reforms have gone in the same direction.

The EU was designed and structured to impose the neoliberal social relations to its members, because in some of the member-states, when this process started, these relations and neoliberalism were not as stable and not as deep as in countries such as the US and the UK. So I think the EU is a process that has been designed in order to impose such a model on the people, and thus it cannot change. The only solution for the people is to exit the EU.

We need to extricate our selves from NAFTA, which has been neither beneficial to the citizens of Mexico as well as the US. Trade treaties done multinationally will never represent the common people because those who make such trade treaties have no concern for the common people.

#3
especially after they were bailed out after the fraud they committed. I left BoA years before that happened because of the fees they were trying to charge me for using my money. But I have found out that it's not my money, or anyone's after they deposit it in the banks. The banks own our money and can do anything they want with it. gjohnsit has covered this a few times in his financial essays.
As well as the cashless society experiments in a few European countries. The banks and the IRS don't want people r keep their money off grid. The IRS say they are concerned that people aren't paying taxes on the money, and the banks want control of it.

People need to know that if another bank crash happens, (and it's predicted to be happening again soon), the banks can legally keep people's money because of the rules in an omnibus bill that the best president since FDR signed.

This is what happened in Greece a few years ago. People were not able to withdraw their money from the banks because of the deal their government made with the IMF.
Great article on how Greece was the test case for harsh austerity measures.
Greece Has Been a Laboratory on a Way Out of a Capitalist Crisis

The banks have decided how much money people can withdraw from their accounts at one time. Some banks limit it to $3,000 in a certain time period.
So if you are thinking of moving your money, I suggest doing it sooner rather than.

Kinda funny how the IRS isn't concerned about the large corporations that keep their money offshore so they don't have to pay their taxes here, isn't it? But they get to claim deductions for what they do here in the US and get a tax return anyway. Nice gig.
Oh how so many rich people forget to pay all of their taxes and if it's found out, they get to say "oops, my bad".

@snoopydawg with my mother's multiple accounts, there were about 6 of them when we started out. It was also easier to transfer money to my sister but hey, now that she's blown through her share there's not much left. And I'm willing to bet that now that all that money is gone they'll let me go without much fuss at all. I should have done it when the accounts were full just to piss them off but there was too much going on then for me to do it.

I read all the stuff by gjonsit and it has worried me for a while that money was in that bank. But as most of it wasn't mine I kind of felt like what the hell, if they take it, ain't my problem!

#3
especially after they were bailed out after the fraud they committed. I left BoA years before that happened because of the fees they were trying to charge me for using my money. But I have found out that it's not my money, or anyone's after they deposit it in the banks. The banks own our money and can do anything they want with it. gjohnsit has covered this a few times in his financial essays.
As well as the cashless society experiments in a few European countries. The banks and the IRS don't want people r keep their money off grid. The IRS say they are concerned that people aren't paying taxes on the money, and the banks want control of it.

People need to know that if another bank crash happens, (and it's predicted to be happening again soon), the banks can legally keep people's money because of the rules in an omnibus bill that the best president since FDR signed.

This is what happened in Greece a few years ago. People were not able to withdraw their money from the banks because of the deal their government made with the IMF.
Great article on how Greece was the test case for harsh austerity measures.
Greece Has Been a Laboratory on a Way Out of a Capitalist Crisis

The banks have decided how much money people can withdraw from their accounts at one time. Some banks limit it to $3,000 in a certain time period.
So if you are thinking of moving your money, I suggest doing it sooner rather than.

Kinda funny how the IRS isn't concerned about the large corporations that keep their money offshore so they don't have to pay their taxes here, isn't it? But they get to claim deductions for what they do here in the US and get a tax return anyway. Nice gig.
Oh how so many rich people forget to pay all of their taxes and if it's found out, they get to say "oops, my bad".

@detroitmechworks check your pm

#5 I just worry, because Texas is doing an end-run around the law.

They aren't allowed to seize disability, so they send a court order to Oregon, which omits the fact that the funds they are trying to seize are a disability payment.

Oregon, of course seizes the funds because they can't imagine another state would act in bad faith.

The onus is then on me to file paperwork to get the money back. (I've been told to just write it off, because the time to file means that I won't see the money for months or years.)

Sigh... Just hate having to be paranoid.