"Why Hillary is better than Trump" arguments, dissected: Healthcare

Please also see "Why Hillary is better than Trump" arguments, dissected: SCOTUS for the first in this series.

Note: These essays are critical of the "Support Hillary because X" arguments. The intent is to dissect and examine them on the merits, and expose their weaknesses if any. I have a bias in that I'm a #BernieOrBust person. I won't vote for Hillary, and I find the arguments I'm critiquing unconvincing in aggregate. Individual arguments may have some merit, but taken altogether I believe they don't. These essays are meant to explore how and why I have come to that conclusion.

Healthcare

Healthcare is one of the most important issues we face. Throughout the primary contest Hillary grafted herself to Obama's achievement and promised to expand it if elected POTUS.

Trump, as usual, is all over the place but his rhetoric that isn't word salad on the matter can safely be put in the "repeal and (maybe) replace" category, given that the GOP is what it is. His candidate website has a list that is more or less the same re-heated agenda we've heard for the last 8 years or so: repeal "Obamacare", remove regulations preventing interstate sale of health insurance, reform Medicaid, and introduce new regulations at various points in the "delivery pipeline." Here is a bullet-point summary of what will happen if Trump is successful:

  1. Young adults (up to age 26) will no longer have access to their parents' care plans
  2. Pre-existing condition exclusions will return
  3. Medicaid will be harder to qualify for (due to the lower income/wealth limits) and it will suffer under a block grants style system that has helped destroy welfare
  4. Subsidies for plans on the exchanges will disappear, because the exchanges will disappear
  5. An impossible regulation on health care providers ('price transparency') will effectively mean they cannot participate in insurance plans (providers can't provide price transparency because the insurance companies whose plans they take can't)
  6. Americans could import pharmaceuticals

About the only good thing on that list is the last item. Love or hate Obamacare (I'm more the latter), it's better than what Trump proposes. The removal of pre-existing condition regulations and severing of 26-and-unders from access to parents' plans would alone be enough to oppose Trump's plans. Medicaid is still too hard to qualify for. Under the pre-ACA system it was impossible for people who actually needed it to access it unless they became effectively asset-less street people. Trump's plan is just almost uniformly bad.

On the other side, taking Hillary at face-value, we should believe that she will more or less double-down on Obamacare. That was one of her mendacious attacks on Sanders, even: she wants to defend and build on Obamacare, he wants to "repeal and replace" it. Her issues page and campaign rhetoric are mostly in alignment. Her plans aren't as detailed as Trump's, and in fact her issues page tends to repeat the same two or three things in different phrasing. To summarize her proposals:

  1. She wants to provide a tax credit for expenses above 5% of one's income to help offset high premiums/expenses
  2. She'd allow families who have employer plans that are "too expensive" to use the exchanges
  3. Create utilities, such as a "navigator" and engage in advertising campaigns to increase engagement (presumably under the assumption that increased participation would lead to reduced cost and is just good anyway)
  4. Allow undocumented immigrants to access the exchanges

I left off "reduce the cost of prescription drugs" and "support a public option" because they're just too vague.

Taken together, none of what Hillary proposes is a significant improvement. Some of them are good for a very small slice of the population (e.g. the tax credit, which only the small fraction of people who already have the means to purchase pricey exchange programs can realistically access). Some of them are just laughably absurd, like allowing undocumented immigrants to access the exchanges. It's not absurd to try to help these folks access health care, it's absurd because so few of that group could even come close to affording even the least expensive plan there.

From a political/philosophical perspective Hillary's plans are problematic on another axis: they further entrench private, multi-payer health insurance as the primary point of access for care, and therefore are in opposition to the direction of progress. ACA in its current form, and with her proposed updates to it, is a net negative in the long term for this country. It increases the power of private health insurers which further cedes control of our bodies to their actuaries.

Summary: Trump's proposals to repeal Obamacare will have a net negative impact in almost every area, on almost every person who isn't insured by an employer plan. Hillary's proposals slide us further down the path of private health insurance control over our health. In the long run, neither has proposals that are good for the country, but in the short-term do less harm than Trump's.

Verdict: Advantage Hillary. If Healthcare were the only issue, or if one considers it the most important issue, then this argument for Hillary should be convincing enough to make a final decision. If it's not the only issue, or the most important issue, it counts as a net positive in her favor.

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she will do anything she says she will.
#NeverHillary

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'Well, I've wrestled with reality for thirty five years, Doctor, and I’m happy to state I finally won out over it." Elwood P. Dowd "

....but first I'd have to believe Hillary will do anything that would cost the drug or insurance companies a single dime. They haven't been handing her money for fun, and her ideas "evolve" easily. Trump producing a coherent legislative agenda is also a problematic concept, which is actually a good thing in my estimation. The less either one of these bozos force through, the better!

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least in the short term. The longer term is much less clear. I think Trump's short term damage has the potential to act as a catalyst to finally get single layer universal healthcare, but only a limited potential. So that's why on this one issue Hillary has the advantage.

But, yes preferably neither is in that office.

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If you can't believe anything someone says, why would choose to believe she will do what she says?

Of course, she could get us nuked, then we wouldn't need to worry about healthcare anymore.

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'Well, I've wrestled with reality for thirty five years, Doctor, and I’m happy to state I finally won out over it." Elwood P. Dowd "

I do believe she isn't likely to pursue repeal of ACA. For that alone she has a tiny advantage on this one narrow issue.

She's still as bad as (or worse than) Trump in many areas, which is why I say she's not the lesser evil, just a different one.

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is a very unclear concept and not a good basis to vote for someone you do not trust. I trust Jill Stein as much as I do Bernie Sanders, and backing a party other than the two lying "majors" would be a greater good, which IS something to vote for.

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Nothing she says can be trusted. Therefore, no comparisons can be made because there are no facts to work with, actually from either her or Trump.

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disagree, BayAreaLefty.

She has truly frightened me ever since I saw her watch Qaddafi sodomized with a bayonet, and beheaded on a cell phone. She laughed and made the hideous "we came we saw he died" statement. This is not a good human being. She must go away and not ever have any kind of power that could hurt people. As President? My worst nightmare, even more so than trump.

I've never had this kind of fear of a candidate. I'm more afraid than I was of gwb, and I knew he would get us into a war.

You have every right to disagree, and I hope we will have some lively debates for years to come. If you can give me anything, anything at all that will remove this fear, the fear of a grandmother and great grandmother for all of her babies, I will be forever in your debt because I'm sick over it, everyday for awhile now.

Peace, please.

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'Well, I've wrestled with reality for thirty five years, Doctor, and I’m happy to state I finally won out over it." Elwood P. Dowd "

to be sure. My purpose with this series is to form a solid platform for articulating why. Hillary isn't worse than Trump on every issue and I think it's important to give credit where due.

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I won't give Clintons an ounce of credit - their evil behavior easily cancels out any thing of value they MAY have done.
Nothing, nothing, nothing about the Clintons is preferable to anything.
Haven't we seen enough of them, and their manipulation for self advancement, power, money.
I certainly have.

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detailing the purpose. I probably should place it in all the essays so that it's clear.

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is to be found in the dissent to the decision that upheld Obamacare. I do not think there is an appreciation for how radical that dissent is, and how it signals a full throated judicial attack on the New Deal and the Great Society.

The replacement of Scalia by even a moderate justice would stop that attack in its tracks for a generation.

It also guarantees both abortion rights and gay rights for a generation

It also means overturning Citizens United.

It is enough, as skeptical as I am about her on foreign policy an.d the economy

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The SCOTUS is easy. Get more Dems in the Senate or in control so that they can block Trump's crazy pick. Voting down ballot and not for Hillary will send a message to those in the Senate. Newspapers do report on the number of voters who left the presidential line blank; if large numbers of voters leave that line blank it will get a lot of play on the cable channels.

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It's simply too painful to acknowledge, even to ourselves that we've been taken. Once you give a charlatan power over you, you almost never get it back. Carl Sagan

and so far, my own conclusion from the facts presented is that Hillary's stated positions are "less worse" on both SCOTUS and healthcare.

(Not that Congress is likely to let any Hillary accomplish any goals at all, unless there is a major turnaround in Congress, which it doesn't look like.)

Looking forward to further installments and hoping we can still get Bernie.

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Euterpe2

Shahryar's picture

if she decides it's necessary to have any policy at all on any subject, if it helps her own standing, then she'll do that, whatever it is. Otherwise she'll be happy to do nothing at all.

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Unabashed Liberal's picture

by to expound, but, IMO, the longer that we keep the ACA in place--the less likely we are to 'ever' switch to a single-payer plan.

My understanding is that FSC is referring to a Medicare buy-in, for folks either age 50 to 55, to age 64. (Of course, at age 65, everybody's eligible).

As usual, she is vague on the details; but, many health care experts believe (and support) a type of proposal which would allow for a buy-in to Medicare--without subsidizing the monthly premiums.

This is what WJC proposed in the 1990's in one of his State Of The Union addresses. And, as he put it--it wouldn't add a single dime to the federal deficit.

IMHO, she can take that idea, and stuff it!

Wink

I agree that I wouldn't want a couple of aspects of the ACA nixed; however, that may have to happen, temporarily, in order to correct the damage that this program has inflicted.

As far as I'm concerned--until the MERP is repealed--I have little use for the concept of further broadening Medicaid eligibility.

IMO, it is mostly a gimmick to be able to recover costs from folks who actually have a few assets. It is disgraceful to expect 'some folks' to accept a loan for their healthcare--which is basically what Medicaid for anyone age 55 and up, amounts to.

Instead, I would support a policy that allows these folks to immediately enroll in Medicare--with subsidies. And, a policy that would allow the MSP to pick up their monthly premiums (in the case of the lowest income folks, who can't even afford the subsidized Medicare premiums).

Lots more to say, but gotta run. I sincerely believe that FSC cannot be trusted to make 'improvements' in any social insurance program.

According to pollster and Clinton 'bud,' Doug Schoen, she was in favor of a Democratic Senators' plan which was proposed in 2014. It would have added a less than catastrophic plan to the Exchange--a 'Copper Plan.'

(Better known as a CDHP--or, a Consumer Driven Health Plan.)

IOW, for those folks who make just a tad too much to qualify to buy any of the health insurance policies which are presently sold in the Exchanges, the Senate Dems wanted to implement a less than Bronze plan--with deductibles in the 10's of thousands--so that the premiums would be low enough, that very low income people would be able to make their monthly payments. (Never mind the fact that the coverage would be useless to them.)

I posted a piece both here and at DKos, at the time that this proposal was made. Several of the Senators who sponsored this bill, went down in the 2014 midterm election cycle--i.e., Mark Begich, Mary Landrieu, Mark Pryor, etc.

The actuarial value is approximately 50%, I believe. (It's 60% for the Bronze Plan.)

This is an issue that warrants a lot more discussion than it was ever afforded. So, again, thanks for posting on this topic.

Mollie


"Being deeply loved by someone gives you strength, while loving someone deeply gives you courage."--Lao Tzu

Screenshot Of 'Barabas' -- Dual Photo From WP With Caption.png


Visit Us At Save Our Street Dogs (SOSD)

*EDITED/For typos and poor syntax. Whew! Wink

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Everyone thinks they have the best dog, and none of them are wrong.

WindDancer13's picture

repealing something and making it too costly for users to access? Sure, you get to pay ungodly sums for something you cannot use, but at least it is not repealed.

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We are what we repeatedly do. Excellence, then, is not an act, but a habit.--Aristotle
If there is no struggle there is no progress.--Frederick Douglass

terriertribe's picture

They only work for people who already have the money to pay up front.

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Now interviewing signature candidates. Apply within.

The only truly positive thing about Hillary's position relative to Trump's is that she will keep the good things in ACA (pre existing condition exclusion bans, (marginally) easier Medicaid qualification, allowing 26 year olds and younger access to their parents' plans). The policies she's advocating as expansions are only going to serve those who are already well off enough to afford things. They aren't going to help people who need it.

But that's still better than what Trump proposes in the short term.

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terriertribe's picture

The removal of lifetime caps was hailed as a literal life saver for some people. Did either commit to keeping or removing the ban? I didn't see that mentioned. Sorry if I overlooked it.

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Now interviewing signature candidates. Apply within.

candidate, either. That is definitely another positive of ACA.

Trump wants to do away with ACA completely, so while it's not specifically called out in his plan, it would include terminating this portion of it, allowing insurers to reinstate lifetime caps.

We can reasonably infer from her other positions and statements on ACA that it's likely she wouldn't try to remove the lifetime cap prohibitions, and it seems equally likely she wouldn't pursue repeal of the prohibitions. Whether she'd offer them up as negotiations for her other agenda items on ACA is an open question.

Overall, I'd put this in the "Hillary is better" column, too.

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