The number of deaths after vaccination exceeded the number of confirmed deaths for the first time.

Kudos for the Taiwan health authorities to report medical records in a plain way.
The US is such a mixed-up, politicized and propagandized mess. This type of basic info
is so obfuscated so as to not allow the casual follower of news to understand.

Thanks for the daily dose!

Anybody looking at this site?

Daily meta update

Is it any good? The numbers of people studied is getting high.

I wonder who sees this data?

at the 78th Annual Meeting of the Association of American Physicians and Surgeons

A young man I used to know used to pen a series of cartoon books which purported to be a newsletter, "Militant Nihilist" This seems to me to sort of be a joke because nihilism is the belief that there is no meaning to anything to be found, especially in life. So its the negation of 'isms'. My friend was also very interested in Mayan glyph-writing and went on to become literally one of the world experts in Mayan writing. He has written really inluential translations of many of the inscriptions that have come down to us. He's the only person I have ever met who could give me a good understanding of concepts in mesoamerican archaeology in a way that has the ring of truth to it. I understand a lot more about the ruins in Central America (the area where the all important mesoamerican ball game was played, which defines the mesoamerican cultural area) and even the southwestern US. I wonder where he is now. Somehow I don't see him becoming an academic. Explorer, maybe. From him I got the impression that we still have a lot to learn about the Maya, Inca, +Olmec (much longer ago, about whom little is known.(pre-Aztec, vanished long before Cortez, Columbus, etc. ) Lots of other cultures may have come from other parts of the world to he Americas (for example Africa) long before the Spanish but were lost in the haze of prehistory. With all the technology we now have, such as DNA analysis of old bones new discoveries are being made rapidly as more ruins and artifacts are found.

thats what the law says, I think.

That's why they cant write new laws that adversely impact profits, The WTO, (positive list, however, so didn't freeze all laws, just the financial services ones, but the WTO froze sectors they made commitments in and its general rules impacted a great deal more..and NAFTA-style deals froze the ability to regulate with new laws, anything that did not already exist on the signing date.. Thats what a standstill clause does... so I guess you are right.

WTO has a paper explaining how to write trade deals if you are a regulator, it makes it clear that all you are supposed to do is deregulate more..TISA and other US style "Next Generation trade deals" restrict new regulations in totally new sectors even if they have not been invented yet. This gives a huge head start to big money (which is what they want) preventing democracy from regulating them in advance of even the idea that they might need it. Slick, huh?

So suppose they want to create zillions of new opportunities to get people into debt and say "click here to mortgage your house" They have to allow them to do whatever they want, if it makes them money or government and taxpayer have to compensate them for the value of the lost imaginary profits. This pie in the sky figure is intended to make the instant debt of governments ballon into the stratosphere. This is a way to make sure that any obligations governments have and any wealth represented is sucked up by corporations, and obliterates any obligations they owe to natural people. Like Medicare and Social Security will be sucked up by these fines, you can bet on this. I suspect. You have to think like a politician.

Look at how they are deceiving us on healthcare despite it killing probably more than > 200 people a day. For more than 26 years. at least 85,000- a yer in excess deaths amenable to improved HC. Look at how far behind we are the civilized world. Who have been ulling ahead of us rapidly since the late 80s. Its like we stopped getting better at that time, (or close to it) while everybody else pulled ahead in HC quality. What is wrong with the politicians? Ask South Africa about state capture. They could teach us a bit about countries run by oligarchs making dirty deals with other oligarchs to benefit only oligarchs.

Trevor Noah got it. But he didn't understand GATS was inside the politicians ears.

Virons inhaled in air in close proximity to Covid infected family members, if encountered on home/facility surfaces are more likely to infect those living or attending school with the sick unless the facilities take very great pains to clean and especially ventilate their facilities extensively. Exhanging stale air for fresh thanks to ahuge mistake made in Washington wholly for ideological reasons, which now cause the biggest disasters in human history. is going to become much more expensive. Soon.

Thats intentional as far as the WTO whose decisions and decrees are intended to be totally insensitive to human "rights" and immune from democracy and voters. And irreversible.

The WTO has the effect of a nullification of democracy for business's benefit. It makes legsilators powerless and largely symbolic only when it comes to matters that impact money.

Thanks to this insane decision to sell of the natural gas reserve - that potentially makes behaving rationally with COVID - ventilating more- So much more expensive. Its going to be difficult for people to ventilate responsibly with gas and electricity costing so much more, especially in colder parts of the US. It will also make going to businesses that dont ventilate much significantly more dangerous. Laws should be passed requiring businesses to keep CO levels low (only ways to do that is by ventilating more) . So we will have a head start on controlling business peoples tendency to ventilate less when heating prices soar!

One way to ventilate more is by using powered dual fans in a heat exchange arrangement. Its just a simple fan and it doesn't do any magic, Nothing does. (Many heat pumps are a sort of deception, a scam)

Two flows of air one going in and one out are set up in an X-shaped heat exchange arrangement. Typically using an aluminum core with lots of thin fins to encourage heat transfer between the two air streams.

We need to get going on this ventilatory initiative so that more people are not infected. Its not smart to get lots of booster shots because that makes the risk of a disaster higher if a strain develops that evades existing resistance particularly well. Which almost certainly will happen if we dont prevent it by eradicating COVID. The window of time to have done that was at the beginning.

RESV is a different kind of antivirus tool. I suspect that the kind of resistance imparted by SIRT based methods of fighting coronavirus may be more effective against all CoV strains that what we're using now.

Laws should be written requiring outside air exchange ventilation in workplaces, based on CO2 levels, which accurately reflect the air exchange rate. CO2 meters could expose the businesses that dont ventilate enough. Their emposes are being endangered by the lackof fresh air exchange with outside.

As the natural gas export ramps up as export terminals go online, the price of natural gas in the US and Canada will rise, because we will be competing with the whole rest of the world for that gas for the first time in 50 years. It will be a shock. I have seen friends go through this electricity gas shock and typically people (or companies) go through a phase of throwing away their electricity guzzling (network?) appliances. People can buy powerful severs now (used) for pennies on the dollar that a few years ago cost thousands of dollars for a fraction of that. Ive even seen them being given away or being recycled in large quantity. (Want a network ready switch that cost $1500 for literally 1% of that? Servers are useful for space heating in winter (or example, in basements) if one uses them. Don't waste electricity!

There are many uses for servers.

Will the price of electricity fall again so they can be used for less? its unlikely it will although I'm sure Ad and PR firms are being paid big bucks to dream up campaigns to make voters think they will so they don't get really angry at politicians for making it too expensive to live a normal life in northern states, behind the country's back. be aware that they are trying to blame this sche on progressives, via the whole "green new deal" scheme which dumps blame on people who quite possibly had no inkling the natural gas was being sold off quite slick setting this up so they are blamed by half the country for this mistake, while the gas and energy companies get off scot free.

The evidence is outthere they st them up. I'm sure. Also AS THEY KNOW, the government may literally be prohibited from enacting many new regulations that would attempt to implement sane limits on the amounts of CO2 (re-breathed air) in indoor workplaces because the ventilation will make the cost or running any business depending on variables like ambient temperatures, number occupying the space, airflow being exchanged in CFM, and do on. Consult ASHRAE for the appropriate levels . People can buy CO2 sensors and using an inexpensive Raspberry Pi or thin client computer continuously monitor the effectiveness of ventilation. State legislators should be written and the points outlined here be explained. Also people should be blunt about the likelihood that the price of heating and energy in all forms will rise possibly a real lot over the next several years and keep rising. Often they qualify the rise by limiting it to two years, a period that ignores large improvements in export capacity that will take several years to begin operation, so the forecasts for three years are likely to be increasing more thn one would think from EIAs predictions of gas and electricity prices doubling in two years. Demand for natural gas at the dock is rising rapidly and this means prices could easily more than double. The climate makes a big difference. If the variability is lso going up as it is, we will also have arctic periods. When the cold winds that in the past never dipped down into low latitudes do and reduce temperatures to subzero levels for days at a time bursting pipes, etc. That will be an emergency and pricing should be flexible enough so that people can afford to heat during those periods even if normally that would be too expensive. Otherwise poor people will die. They must prepare for this. Its urgent they require business to spend any more money on anything than in the past, on principle. ts overpowering the protective effects with the small exposures you get from breathing in others air. Thats why ventilation is so important. Perhaps its better to allow business owners to lock thermostats on low temperatures like say 65 degrees. On the cool side. That will result in people saving more money for the really cold spells when heating is a matter of life and death. .Poor people and businesses will likely be ventilating less and that will mean more of a chance of spreading COVID infections. We grew up with what was among the cheapest natural gas and electricity in the developed world and that is ending because they want to sell it to other countries. Soon, before people wise up.

Important to make it clear that the simplistic understanding people have of vaccination's benefits is wrong in this case. The dose really does matter a lot and when confronted by a parge amount of COVID exposure people may still get full blown COVID, just less frequently when they encounter the usual small dose. Say from living under the same roof, breathing the same air as an infected person. Therefore ventilation indoors is particularly important for families. And schools where some children may have an infected family member or perhaps be asymptomatic carriers of the virus. (this is comon with young people it seems) . Any closed space without constant air exchange is dangerous unless it has fans exchanging the indoor air with outdoors, which demands more heatin energy be used. If you use fans that have heat sinks between them (a heat recovery ventilator- this is simply two identically sized fans one going in and one going out with a means of exchanging heat more readily between the two air flows//) you can save up to around 65% of the heat thats being blown outside and ventilate year round but if you say try to exhaust leds heat that means you must suck in more cold air. To work well these systems must be balanced. 65% savings on the lost heat with the x-shaped fan design. thats around as good as it gets with these high tech dual fan systems. (AND, the amounts (volume) of air going in and out have to be exactly equal to get that much savings) For an average to small size suburban house you really need around 150 CFM to ensure fresh air and eliminate carcinogens that are emitted from composite wood products and plastics in the home. You can go to a twoX system, with another X so XX and that way you may pick up another 5 or 10% more efficiency but its more like 5% typically. As little as 50 cfm may be enough to give a perception of frsh air but a CO2 meter is required to know as it varies a lot by occupancy.. For example, a school needs much more ventilation than a single family home does. Also, important, you have to take care that the two flows are balanced to get anything like efficiency. Otherwise the flow of air coming in will be too cold. (its warmed by the flow of warm outgoing air, which has to be large enough to do so) Its a bit like what your nose does. Otherwise you would be inhaling air so cold and dry that it would cause health problems for you.

When decades ago, during the first so called "energy crisis" the hope was to avoid the high prices we likely have put off so the baby Boom generation escaped them until now. But Europe paid a price, leaving many people there in what they consider to be crippling debt. Like student loan or medical debt here. The US is trying to be a nice chap and sell them more of that gas. There is also a huge unmet demand from Asia whose businesses many of which are vital to US businesses as we invest heavily there now. We have to avoid cargo cult knee jerk mentality not considering the various factors. Simply building new infrastructure (which would be done with foreign not US labor) would not necessarily be money well spent without the industrial needs for it that drove its construction 50-100 years ago during the era when the US was the center of the manufacturing world because the big industrial heartland of Europe had been destroyed by bombing in world war II, also their workforce had been destroyed by the war. Sure, everybody wants nice highways and modern airports but such things are needed when they are being used. Not when they are not. The area that are building infrastructure rapidly usually have unmet needs that such infrastructure is neede to fill. By cargo cult mentality - understanding that phrase requires a knowledge of cargo cults. As people recall during world war II a huge efforton the part of multipl countries against the Japanese Empire and the forces of Japan brought hge numbers of people and military supplies to islands in the South Pacific which until then had been inhabited by Melanesian triumphed who up until then had been living hat is essentially a Stone Age existence. Which is to say they had virtually no understanding of the aspects of modern technology which accompaied modern warfare, particularly logistics.. So they saw the airports and the planes and the troops and they attempted to create a theory of cargo because being intelligent human beings they were attempting to understand this process. They came to associate the riches (cargo) that to them came from the sky, with other events. The result of this was a religion, cargo cults that represented a theory of cargo. A look at wikipedia on Cargo Cult will fill in the rest. Well it turns out that the cargo cult is a natural tendency of human beings. Now I would venture to say that most Americans have little knowledge of the processes that made America rich in the past - proceses that demanded huge efforts in building, which were costly and justified by the business need. It is still like that today with few of us relizing what and why is necessary to get these kinds of advanced engineering projects get done. They get done by the coordination of many different disciplines and technology and it is only then, when all these tools work together to make the "cargo" and transportit and sell it that things can and do happen. It is true that in its most basic form, governments often inhibit rather than facilitate needed changes. The most amazing explosions of economically relevant acivity I have ever seen happene spontaneously with little if any government involvement. I think that many politicians of today as well as the public have a very simplistic "cargo cult mentality" that can only be made relevant by their actual participation in these kinds of projects and the fist hand and technical knowledge that comes from being at the cutting edge. Whenh one is involved in technology in such a way the most important thing one gains an appreciation for is how rapidly technology advances under optimal conditions. So rapidly that what was desirable one month is obsolete a few months later. Also such skills are basically impossible to teach in schools because they move so fast. One has to learn them by doing them. To put it mildly they are a moving target. Anybody who claims to have a degree or certificate in them is more often than not lying because nobody who knows them is teaching them, pretty much and doing them is so exhilarating its inconceivable that doers would abandon doing for teaching except under the most extraordinary conditions, which few institutions of higher learning could or would provide. So they have to be satisfied with non-doers largely as teachers, except the most unusually well endowed institutions)

So lets return to cargo cultism in America. Unfortunately we are fed a great deal of propaganda as t the alleged superiority of the current system which isnt true. at least not to the degree that we are demanded to allow.

For that reason everything done by government is done to support this rigid ideology almostwithout exception. also we are getting so much better at saving labor that most kinds of jobs are being replaced by new technologies fast enough to make many people want action of politicians. But the kinds of action people would like to benefit their own immediate needs would often be counterproductive. Also politicians want people to see them as bringing home "cargo" just like the cargo cult tribes, they tend to attempt to reward "winners" of cargo. Combine this with a fundamental misunderstanding of the technical and engineering disciplines that would be needed and the means by which this must be coordinated and one can virtually guarantee that large amounts of money will be wasted. What needs to hppen is we need to return to the basics, rather than attempt to return to the cargo associated practices of the past. Unless a very specific need is obvious. We should not agree to give those labor contracts to other countries firms because then we will still have to train our own young people, doing these new jobs would be helpful in training people in these skills, but by giving the jobs away we're also giving the training away such that people will now have to go deply into debt to get it. Wouldn't it make more sense to give our own young people hat training, and dump the trade dealsthat funnel it to foreign firms in exchange for IP "rights" a legal fictiuon thtat in the long run hurts our own people more than anybody else. (for example we pay 4 times what other countries people pay for modern drugs made by our own and allies companies, this is an absolute crime.

People without political power will always receive nothing. People are allowing the jobs that in the past gave Americans political power - the jobs to be taken away by dishonest deals and the politicians who enable them. Leaving we the people with no leverage whatsoever and no incomes without which people have nothing, no voice in particular.

They will lose homes so will lose votes too.

The result will be mass impoverishment. The infrastructure we will be driven into debt for will not benefit us at all because we will be pushed out and many will be homeless. The Social Security benefits, etc that people paid into will be sucked up by unexpected "emergencies" we can bet on this happening becaue those in charge would feel they had failed in their goals if it went to fuind any social cause whatsoever. They are against that. Meaning they are phonies and not at all what they claim to be. People are being stripped of their futures and all their assets by a vast con game. The con artists are lying to us with their empty promises. Its a racket. The people should emand that their tax money go to things like free public education. Our schools are vastly under funded. Their buildings are falling apart. They lack the reference materials their teachers need. Th basics. Instead of tempting to spend money wisely its funneled to the insiders. As the real jobs dry up the crooks and con artists flood into politics, looking for easy money. This has to stop. We should encourage American young people to enter the basic sciences by making tuition and textbooks free for those who are making progress and accomplishing the kinds of progress in them that cannot be made by people lacking the willingness to try hard and accomplish them. Anybody who is doing original research which shows promise in solving the problems of today should be funded

Right now the various factors are working to frustrate participation by anybody but the rich in the kinds of higher education that is needed. And millions of bright frequently self taught individuals who deserve funding are under employed. Often they ae the real problem solvers in companies but they lack the credentials which are being overemphasized by the system today. A disturbing numer of those sporting such credentials apparently lack the basic knowledge that all of such people should have. They obviously do not have the skills they are supposed to have. This presents a serious problem for our country. We cant trust the credentialed and we cant (are prohibited) from adequately funding the promising. Because subsidies are forbidden except in the most extreme cases.

This cripples any intelligent response to meeting our needs with so many ridiculous rules, its inconceivable that we could return to the kinds of productive states which we accomplished easily in the past.

Throwing money at this problem is not the answer, especially when it leads to debt traps that must be repaid. Since it cant be saved for US jobs or US workers..

This is not the kind of expenditure we are looking for.

Notice how the politicians are still trying to deceive people that the jobs will go to their fellow Americans. It cant. A recent WTO case by the US against an Indian green jobs program ensures it cant. Does that sound fishy or not? Journalists take notice.

And we cant even use it to train our own young people. Its a big scam. Funneling the scarce entry level jobs to the rich. Not the exceptionally gifted.

Eliminating costs that we would be wise to incur makes no sense either. We should recognize that some manufacturing needs that would drive construction should be incurred and they should revive the New Deal programs that funneled jobs to American young people not foreign corporations. They have now been made illegal. So no Green New Dealk could occur due to Byzantine WTO rules giving entitlements to the lowest bidding firms, often from th lowest income Third World countries, giving them an incentive to keep their wages very low. Look up the LDC Services Waiver to see what I mean.

American firms are too obsessed by cheap labor and should re-calibrate their goals to a future where quality work is a national priority. We are becoming a has been nation because were depriving our young people of the opportunities they need. Many are going elsewhere because there their talents are recognized and appreciated, but they aren't here. In particular we are insane to keep higher education out of the reach of our young people. In the sciences, four year degrees are what a grammer school or high school diploma was in the past. People would receive their undergrad degree free and should not be asked to assume great crippling debt for a high school degree, as its not until they have at least four more years (typically doing something more specialized they have decided is a good match) that they can get a good job with a science education. Its useless to pretend that a four year degree in one of the sciences is gong to get somebody a job as a scientist and make them start repaying a loan. We should seek out the promising American students and fund them completely through grad school. Doing anything less is going to lead us into a real disaster. That is what many other countries do. We should not be seeking wit trade rules to prevent that as we are. Its unfair to all young Americans, few of whom can afford a real higher education. Living in the US should not put them at a competitive disadvantage to the rich of the world who come here, are adequately funded by heir families and do well. Then they are given jobs in programs that give them a head start to employment. Why don't our own students get such help? Our rigid ideology which demands we get the worst deals of all in everything, to show how we mean business.

Its the broken mentality the Wall street firms are encouraging, one which always seeks to exploit people instead of partnering with them. The mentality that wants to invest overseas only because of lower wages elsewhere. They anticipate an AMerica without most jobs in the near future. Causing a disaster for most families. These "decision makers" may even be claiming that it makes no sense to invest here until automation is much further along than today.

They see the skills possessed by most Americans as not being up to the task of producing income that justifies what US workers expect in wages. Its because they want to avoid facing their own failure to assukme the responsibility they demand of us.

The key to changing this equation is math. the math skills of Americans nees to improve a lot. Because thats wher the good jobs will be the key to those jobs is in math. Not i chairwarming desk job s which the trade dels have been giving away to Indians anyway. The vast number of middle class jobs that require the most generic basic language and telephone and computer skills have been traded away and are soon to be traded away by our erstwhile leadership who claim we dont want them now. (we want decent wages for these jobs which is too much they say) get ready for that. the jobs that still need our expensive thy claim services require more abstract thinking skills and better understandings of statistics, various kinds of symbolic logic and algebra. Otherwise the jobs go to Asia which will drive other jobs also going there. the demand for energy will also go there as the manufacturing jobs will go there first, and so will the gas to heat homes as well as build things. Due to manufacturing Asia has a huge unmet demand for LNG it seems. Here in the US starting around 50 yrs ago they began a moratorium on natural gas export which kept energy both gas and electricity prices down here for decades.. But the US has recently been strongly against government subsidized services of any kind, our position on them and subsidies of all kinds, like education and healthcare and Social Security, Medicare has changed, we now see them as distorting trade, and devaluing the investments of corporations by limiting their customer profitability. And distorting trade is forbidden now. In the WTO governments are not supposed to provide (subsidize) anything essential if its sold by even just one commercial entity in a country. These rules are inflexible. Our position is that they are a theft from corporations of the business and profits they are entitled to, so we are going full ahead with export. As they put it we are now the Saudi Arabia of natural gas. However experts say that's not true, thats a Shale Bubble thats largely made up. And that its quite possible that natural gas reserves are being wildly overstated as either part of an investment scam or in order to take advantage of the trade deals which demand compensation for changing ones mind in "lost expected profits" in other words, a control fraud. Look hat term up. Also read the Looting paper. A very good paper on looting which explains how various schemes have been used to take advantage of misplaced trust to loot economies.

Trade deals and #ISDS are invitations to commit control fraud.. to steal from taxpayers..The taxpayers should receive just compensation for resources like natural gas, which are vanishing . They are owned by all of us, we need that money. With jobs as we know them rapidly going away.

Right now essential resources, its claimed because they are "mined" (a well being a mine they say) , should be given to corporations to sell for their own profit, even essentials like water and heating fuel. the result of this will be emergencies when they run out but corporations then will and are now given a new right to demand the highest possible price. This is what they are setting up. Now. "mined" from public lands, lakes rivers etc. These resources may be essential but in the new atmosphere of the new gold rush/land grab that means that corporations must be able to charge whatever the market demands for them. This logic doesn't apply to labor however, because many corporations have been given rights to import their own labor forces, and pay them quite possibly what they pay them at home. This issue is hotly disputed. However its clear we cannot change the rules so that companies must pay more, or give more benefits. I suspect this is why Biden and the unions don't see eye to eye. One side has promised the rest of the world that regulations and wages they must pay their workers not only wont go up they cant go up, and another side thinks its different. As it was until various dates in the 1990s. The WTO changed everything and put the corporations on a collision path with humanity and its needs.

I see trouble brewing there. Do you? Read Saran Josephs book on the WTO and its clash with human rights. Oxford Free Open Access Book Titles Lots of interesting looking books to download there, if you look for them.
Energy companies aren't the most honest companies in-the world. But They are afraid the government confronted by crises of various kinds, might try to back out of these deals when housing starts being impacted by high energy costs, etc. Many may not be able to afford the move. They fear that voters might (not knowing about the WTO rules that are supposed to force them to sell off energy as cheaply to foreign companies as they do to Americans, which in the past was limited to what was in the country's interest but now different rules like "Most Favored Nation" (MFN) and "National Treatment" apply. We have to treat foreign companies exactly as we do our own, with some exceptions.. In their favor which will likely be controversial. For example, wages, are they unfair to demand US legal wages of foreign companies for reasons they will lay out to you. You can read the arguments on the ILO web site. Under "wage parity" Its a big contrversy, should foreign companies have to pay their possibly millions of US workers wages that meet the minimum wage laws of US cities that they operate it, or not?

They claim no.. US wages to their workers when the right to import workers is the repayment of a debt that miraculously appeared in 1995 when low wages - that is their main natural advantage, dirt low wages.. Thats their business model and they claim they should have a right to use their main advantage. They say they should not have to pay nine dollars an hour, ten times ad much as they pay at home. Expect this issue to explode into the American consciousness at sme point, officially too late to change already as it dates back to 1998. Is there a right to preferential usage of our own gas. Who owns it, etc, etc,. What if people are literally freezing to death? Its also going to matter a lot what the weather does. If it gets very cold electricity at high prices is not going to go very far. Also the smoke and mirrors over heat pumps etc. that they have been doing in Europe, wont work here. We Americans I think are smarter that they think. But only time will tell, its clear they think we're pretty dumb and their control of the media is complete. They claim they need to sell off the natural gas for national security reasons. They claim to have promised it away to countries like India to keep them from going Maoist. etc. Its the same old same old. seems like a good time to move to someplace warmer.

Can they make them save some for Americans as we did until a (very) few years ago during the recent 50 year long moratorium on natural gas exports? , which we grew up under, a fact that it seems few are aware of or that it has changed. Do you see a pattern here. a pattern of deceit? just curious? when they ended this subsidy to families that let them heat more, live in larger houses, etc. The effect wont be immediate, it will happen over a few years. the facilities to export it are being built and repurposed now (from import terminals to export terminals) the export has barely begun. When it begins the price should rise possibly a lot. Export the affordable natural gas - and that is going to mean that heating and electricity will cost more. Perhaps a lot more. That is going to make people close their windows more. More people breathing others air means more COVID and more mutations of it. That is, unless the change also comes with laws and funding for same's enforcement that makes crowded businesses ventilate more which means they will need to spend a lot more on heating. Businesses often are incredibly cheap and even under good conditions dont keep the inse premises warm enough. The more expensive energy costs the less they will ventilate and the more dangerous being in them will become with COVID around. (where poor people have no choice but to be) So many will get COVID and if they get sick for an extended period of time they will also lose health insurance because they wont be able to work (at least not as much as much as healthy people). This will give business a "legal" excuse to lay off older people, who also cost more to insure, another reason they cite when laying off older workers, and they get away with it. That was a gift Obamacare gave corporations. A very expensive gift to people as it makes it easier for TNCS to strip costly health insurance from workers "because older workers cost more" The gap between Americans due to health disparities is already huge and growing larger fast. For men its now more than a decade, on the average. Civilized countries would not allow this. But Obamacare made sure to toss it in and make it unambiguous. Additionally the "improvements" they added which superficially protect the people who without it would be un-insurable, are just for show. In the real world, our WTO commitments protect insurance companies from the restrictive changes made in the ACA because long before 2010, the kinds of additional regulation it claims to enact was forbidden. Existing public services are supposed to be "eliminated or reduced in scope' in a progressive manner. I this context that means eliminated or reduced in scope" No new "non conforming monopoly services" would be permitted to exist and the existing ones can be taken away if they are not eliminated or reduced in scope by us. And a standstill freezes new regulations after that date. See below. This is from the WTOs web site in Geneva, Switzerland. One day a year they are open to the public for an architectural tour. Not public participation in their activities. So its totally undemocratic. This is not negotiable and its in my opinion, an illegitimate forum. Make sure to book up long in advance. Other than that, we the people don't exist.

__cut here_____

"Interested Members, on the basis of negotiations, and subject to conditions and qualifications where specified, have inscribed in their schedule specific commitments conforming to the approach set out below.

A. Standstill

Any conditions, limitations and qualifications to the commitments noted below shall be limited to existing non-conforming measures.

B. Market Access

Monopoly Rights

1. In addition to Article VIII of the Agreement, the following shall apply:

Each Member shall list in its schedule pertaining to financial services existing monopoly rights and shall endeavour to eliminate them or reduce their scope. Notwithstanding subparagraph 1(b) of the Annex on Financial Services, this paragraph applies to the activities referred to in subparagraph 1(b)(iii) of the Annex.

Financial Services purchased by Public Entities

2. Notwithstanding Article XIII of the Agreement, each Member shall ensure that financial service suppliers of any other Member established in its territory are accorded most-favoured-nation treatment and national treatment as regards the purchase or acquisition of financial services by public entities of the Member in its territory.

Cross-border Trade

3. Each Member shall permit non-resident suppliers of financial services to supply, as a principal, through an intermediary or as an intermediary, and under terms and conditions that accord national treatment, the following services:

(a) insurance of risks relating to:

(i) maritime shipping and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods and any liability arising therefrom; and

(ii) goods in international transit;

(b) reinsurance and retrocession and the services auxiliary to insurance as referred to in subparagraph 5(a)(iv) of the Annex;

(c) provision and transfer of financial information and financial data processing as referred to in subparagraph 5(a)(xv) of the Annex and advisory and other auxiliary services, excluding intermediation, relating to banking and other financial services as referred to in subparagraph 5(a)(xvi) of the Annex.

4. Each Member shall permit its residents to purchase in the territory of any other Member the financial services indicated in:

(a) subparagraph 3(a);

(b) subparagraph 3(b); and

(c) subparagraphs 5(a)(v) to (xvi) of the Annex.

Commercial Presence

5. Each Member shall grant financial service suppliers of any other Member the right to establish or expand within its territory, including through the acquisition of existing enterprises, a commercial presence.

6. A Member may impose terms, conditions and procedures for authorization of the establishment and expansion of a commercial presence in so far as they do not circumvent the Member's obligation under paragraph 5 and they are consistent with the other obligations of the Agreement.

New Financial Services

7. A Member shall permit financial service suppliers of any other Member established in its territory to offer in its territory any new financial service.

Transfers of Information and Processing of Information

8. No Member shall take measures that prevent transfers of information or the processing of financial information, including transfers of data by electronic means, or that, subject to importation rules consistent with international agreements, prevent transfers of equipment, where such transfers of information, processing of financial information or transfers of equipment are necessary for the conduct of the ordinary business of a financial service supplier. Nothing in this paragraph restricts the right of a Member to protect personal data, personal privacy and the confidentiality of individual records and accounts so long as such right is not used to circumvent the provisions of the Agreement.

Temporary Entry of Personnel

9. (a) Each Member shall permit temporary entry into its territory of the following personnel of a financial service supplier of any other Member that is establishing or has established a commercial presence in the territory of the Member:"

Also

See https://news.harvard.edu/gazette/story/2016/02/money-quality-health-care...