Democrats' "let them eat cake" moment: force 30M newly unemployed and uninsured to buy junk insurance on Obamacare exchanges
Hillary Clinton tweeted (and all the usual democratic outlets support this):
Millions of people have lost their employer-tied health care over the last two weeks because of the pandemic.
It's an easy call: Re-open the health care exchanges. https://t.co/otTxOpyB3b
— Hillary Clinton (@HillaryClinton) April 2, 2020
These plans cost a lot of money, even the "cheap" ones. "But they'll be subsidized!" Democrats say--yeah, if they qualify, and it only reduces the price, sometimes to (next to) nothing in terms of premium but not cost (there's a difference: even with $0 premium these plans cost a lot of money). These subsidized plans are actually the worst: the government pays a huge premium to the insurance companies that run them, the covered person pays some (generally very small amount), and they have large deductibles and non-trivial copays.
Here's the summary of California's Kaiser HMO Silver plan ("Silver 87 HMO") for a family of four (two adults, two children under 10) on a household income of $50000:
Gov't subsidy: $1030/mo
Individual's premium: $2/mo
Deductibles: $1400/individual or $2800/family
Out of Pocket Max: $2700/individual or $5400/family
Various other items have different copays (e.g. labs might have $20).
What kind person proposes that an individual or family who just lost their income be forced to pay up to $5400 per year for coverage, and $15 per visit plus extras for other services (labs, x-rays, medicine)? Is it better than the COBRA payment for their lost insurance? Absolutely, unquestionably it is. Is it better than Trump's suggestion to expand Medicare (he won't, by the way, once his handlers talk him down)? Unquestionably no! Trump’s latest policy is to reimburse specifically for coronavirus related treatment of uninsured individuals as long as the provider doesn’t bill the patients: far short of Medicare, but infinitely better than the exchange “solution”! On this, Trump is far to the left of the Democrats. How embarrassing for them (or it would be, if they actually cared).
These nihilistic inhuman assholes would rather prop up a system of garbage insurance that acts as a transfer of wealth to insurance companies than provide real, useful help to people who desperately need it.
This is why it's foolish of Bernie to have gone with the DNC again. This is why it's foolish to think this country's problems can be solved by reforming the Democratic Party from within. And, most important and troublesome of all, this is why thousands of Americans suffer and die needlessly every year, and more will during this pandemic: so that a fraction of the 30% of Americans who call themselves democrats can pat themselves on the back and feel good about supporting a terrible piece of legislation that happened to be spearheaded by the first Black POTUS. Is it worth it?
That's rhetorical: it isn't, and anybody suggesting "open up the exchanges" ought be ashamed of themselves.