The Evening Blues - 10-3-17
Hey! Good Evening!
This evening's music features soul singer Joe Simon. Enjoy!
Joe Simon - Power of Love
“The genius of our ruling class is that it has kept a majority of the people from ever questioning the inequity of a system where most people drudge along paying heavy taxes for which they get nothing in return.”
-- Gore Vidal
News and Opinion
A Mix of Hope, Fear and Anger in Catalonia After Millions Vote for Independence From Spain
Catalonia remained on edge Monday, a day after millions voted for independence from Spain in a referendum that the central government used force to disrupt, severely limiting turnout but also raising questions about the legitimacy of a democracy that orders the police to beat voters.
As the European Union spurned an appeal from the president of the Catalan autonomous region, Carles Puigdemont, to facilitate talks with Spain about what comes next, tens of thousands of students marched through the streets of Barcelona with their mouths taped shut, to express their frustration about the Spanish government denying them a voice.
This generation of Catalan youth's consent to be governed by closet Falangists of the PP elite just evaporated pic.twitter.com/j8IwgtZJ3a
— Paul Mason (@paulmasonnews) October 2, 2017
There was particular outrage at the violence inflicted on voters by members of Spanish police forces who were called in to block the referendum after a Spanish court ruled that it was unconstitutional. The images of police officers beating voters and firing rubber bullets at polling places on Sunday stunned and horrified Catalans, and rage at the police only grew on Monday as more video clips were broadcast and circulated on social media.
In Barcelona, hundreds of protesters blocked traffic outside the headquarters of the Spanish national police force in the city, where Catalan nationalists were tortured during the dictatorship of Gen. Francisco Franco.
Thousands protest and strike over Catalonia referendum violence
As Madrid comes under growing international pressure to resolve its worst political crisis in decades, the crowd gathered in the Catalan capital, chanting “independence”, calling Spanish police an “occupying force” and urging them to leave the region.
In Barcelona, municipal police said about 15,000 people had stopped traffic as they rallied, many draped in the blue, yellow and red Estelada flag used by Catalan separatists, shouting: “The streets will always be ours.”
The protest came as several small labour unions and grassroots pro-independence groups urged workers throughout Catalonia to go on partial or full-day strikes. “An attack on democracy without precedent in recent times calls for a united response,” said Javier Pacheco, the secretary general in Catalonia of the Comisiones Obreras (CCOO) union. “We have called on all sectors to take part.”
However, while the Catalan sections of the CCOO and UGT unions are supporting the strike, the two organisations’ national leaderships are not.
Schools and universities were shut on Tuesday and most small businesses were closed after unions called for the stoppage to “vigorously condemn” the police response to the poll, in which Catalonia’s leader said 90% of voters had backed independence from Spain. ...
“People are angry, very angry,” said Josep Llavina, 53, a self-employed worker who had travelled to Barcelona from a nearby town to participate in the protest outside the police building. “They brought violence with them. They have beaten people who were holding their hands up. How can we not be outraged?”
U.N. rights boss seeks probe into Catalonia violence, political talks
The top United Nations human rights official called on Spanish authorities on Monday to investigate thoroughly and impartially violence linked to Catalonia’s independence referendum, and to hold talks to resolve the secession issue.
Zeid Ra‘ad al-Hussein, U.N. High Commissioner for Human Rights, voiced concern at Sunday’s violence in which hundreds were injured, saying police responses needed to be ”at all times ...proportionate and necessary.
Catalonia: What's the next move?
Catalonia Leaders Seek to Make Independence Referendum Binding
The leader of Catalonia insisted on Monday that Sunday’s independence referendum, though marred by clashes and rejected by the Spanish government, had earned his region the right to a separate state and that he would press ahead to make the vote binding. Without specifying when, Carles Puigdemont, the Catalan leader, said he would submit the result for approval to the regional Parliament. That could lead to a unilateral declaration of independence. ...
Rafael Catalá, Spain’s justice minister, warned Monday morning that the central government in Madrid was prepared to use its emergency powers to prevent a unilateral declaration of independence. Under Spanish law, the government could suspend Mr. Puigdemont from office, and take full administrative control of Catalonia.
“If somebody tries to declare the independence of part of the territory — something that cannot be done — we will have to do everything possible to apply the law,” Mr. Catalá said on national television on Monday.
The Kurdish referendum has shown a yearning for independence, but also the lack of strength to carry it out
The Iraqi government has banned international flights to the Kurdish capital Irbil from 6pm this Friday, isolating the Kurds in Iraq to a degree they have not experienced since the overthrow of Saddam Hussein in 2003. The isolation is political as well as geographical as traditional Kurdish allies, like the US, UK, France and Germany, have opposed the referendum on Kurdish independence while near neighbours in Turkey, Iran and Baghdad are moving to squeeze the Kurds into submission.
The referendum succeeded in showing that the Kurds, not just in Iraq but in Turkey, Iran and Syria, still yearn for their own state. Paradoxically, the outcome of the poll has demonstrated both the strength of their demand for self-determination and the weakness of their ability to obtain it. The Kurdistan Regional Government (KRG) is revealed as a minnow whose freedom of action – and even its survival – depends on playing off one foreign state against the other and keeping tolerable relations with all of them, even when they detested each other. In the past an American envoy would go out one door just as the head of the Iranian Revolutionary Guards came in the other.
The referendum has ended, perhaps only temporarily, these delicate balancing acts at which the Kurdish leadership was very skilled. In the last few weeks, the US has denounced the referendum in forthright terms, emboldening Iraq, Turkey and Iran to punish the Kurds for their undiplomatic enthusiasm to be an independent nation. The poll was always a dangerous gamble but it is too early to say that it has entirely failed: minority communities and small nations must occasionally kick their big power allies in the teeth. ...
The Kurds are in a fix and normally they would look to Washington to help them out, but under President Trump US foreign policy has become notoriously unpredictable. Worse from the Kurdish point of view, the US no longer needs the Iraqi Kurds as it did before the capture of Mosul from Isis in July. ... Once the KRG dreamed of becoming a new Dubai with gleaming malls and hotels, but since 2014 it has looked more like Pompeii. The skyline is punctured by dozens of half completed tower blocks beside rusting cranes and abandoned machinery. The boom town atmosphere disappeared in 2014 when the price of oil went down, money stopped coming from Baghdad and Isis seized Mosul two hours’ drive away. The state is impoverished and salaries paid late, if at all. This will now all get a lot worse with airports and border crossings closed and 35,000 federal employees no longer being paid.
At all events, the political landscape in Iraq and Syria is changing: we are at the beginning of a new political phase in which the battle to defeat Isis is being replaced by a power struggle between Arabs and Kurds.
Iran sends tanks to border with Iraq's Kurdish region, Kurdish official says
Iran deployed a dozen tanks supported by artillery at its border with Iraq’s autonomous Kurdish region on Monday, a Kurdish official said, adding that the move was a dangerous escalation in the crisis triggered by Iraqi Kurdistan’s independence vote.
“The tanks can be seen from the Kurdish side,” an official from the Kurdistan Regional Government (KRG) security council told Reuters, adding that the move was a “dangerous escalation.”
Iraq’s Kurds overwhelmingly voted for independence in a referendum held one week ago, defying the central government in Baghdad as well as neighboring Turkey and Iran, which fear Kurdish separatism within their own borders.
The deployment at the Parviz Khan border point on Monday was part of joint military drills conducted by the Iranian and the Iraqi armed forces in response to the referendum, state media in Tehran said. The exercises began last Sunday, according to Iran’s Mehr news agency.
The KRG says it plans to use the referendum’s result as a mandate to negotiate the peaceful secession of the Kurdish region through talks with Baghdad. ... Baghdad has rejected any talks with the KRG over independence. It demanded that the KRG relinquish control over its external border crossings with Turkey, Iran and Syria. It also demanded the KRG hand over its airports to federal control.
Trump keeps insisting Tillerson not do his job with North Korea
Donald Trump’s Sunday tweet dismissing U.S. diplomatic efforts with North Korea left experts baffled and sparked speculation Secretary of State Rex Tillerson would resign.
On Monday, the White House further undercut Tillerson’s role, doubling down on Trump’s stance that diplomacy has no place in a nuclear crisis.
Press Secretary Sarah Huckabee-Sanders reiterated the administration’s position at a White House briefing: “Now is not the time simply to have conversations with North Korea.” Huckabee-Sanders comments followed a whiplash weekend regarding U.S. strategy toward North Korea. On Saturday, Tillerson said the U.S. was directly communicating with Pyongyang over its nuclear weapons program. But by Sunday, Trump subverted that message, tweeting that Tillerson was “wasting his time trying to negotiate with Little Rocket Man.”
Armed US drone shot down in Yemen
An armed U.S. drone was shot down in western Yemen on Sunday, the Pentagon confirmed Monday.
The incident involving a MQ-9 Reaper is under investigation, Pentagon spokesman Major Adrian Rankine-Galloway said in a statement to The Hill.
The Pentagon uses the Reaper “to conduct intelligence, surveillance and reconnaissance operations, including to track terrorist networks,” according to the statement. ...
Iranian-backed Houthi rebels claimed responsibility for the shoot-down in Yemen’s capitol of Sanaa, multiple outlets reported.
Keiser Report: Who’s affected most by anti-Russian sanctions?
Feds asking Facebook for info on anti-Trump activists
Turns out it's not just web hosting provider DreamHost that's fighting Justice Department search warrants on users linked to an anti-Trump site associated with inauguration protests. Facebook is in the same boat.
The Justice Department in February issued three warrants to search the Facebook accounts of people associated with violent protests of President Donald Trump's inauguration. The warrants -- which name DisruptJ20 activists and the anti-Trump organization's Facebook page -- ask for information including the activists' friends, associates and the roughly 6,000 people who just "liked" the page, according to Lawnewz.com, which first reported the story Thursday.
The ACLU, which has posted the warrants here, quickly went to work on behalf of the activists named in the warrants. It went to court Thursday to block the enforcement of the warrants arguing that they are "overbroad under the Fourth Amendment," which protects personal privacy.
"Opening up the entire contents of a personal Facebook page for review by the government is a gross invasion of privacy," said Scott Michelman, a senior staff attorney with ACLU-DC. "Moreover, when law enforcement officers can comb through records concerning political organizing in opposition to the very administration for which those officers work, the result is the chilling of First Amendment-protected political activity."
Jimmy Kimmel on Mass Shooting in Las Vegas
'No law can fix stupid': Congress slams former Equifax CEO for data hack
Equifax’s “lax attitude” to protecting consumers’ data came in for sharp criticism on Tuesday as Congress grilled the credit agency’s former chairman and CEO over the company’s failures in the wake of a massive data breach. The credit company yesterday clarified that at least 145.5 million people had their personal details, including credit card numbers, social security details, addresses, emails, mother’s maiden names exposed after one of the biggest hacks in US history.
Former CEO Richard Smith outlined steps the credit reporting company is taking to regain the nation’s trust at an appearance before a House subcommittee on Tuesday morning, the first of several he will be making over the course of the week. Equifax has been heavily criticised for its response to the breach and congressman Frank Pallone said Equifax had an “ongoing lax attitude when it comes to protecting consumer data”.
He warned Smith that “if Equifax wants to stay in business, its entire corporate culture needs to change to one that values security and transparency.” Congressman Paul Tonko said American now faced “a lifetime of risk” because of Equifax’s errors. At the hearing Smith blamed “human error and technology errors” for the breach which came after Equifax failed to apply a software patch that led to a breach of its systems.
“It’s like the guards at Fort Knox forgot to lock the doors and failed to notice the thieves were emptying the vaults,” Greg Walden, the chairman of the House energy and commerce committee, told Smith. “How does this happen when so much is at stake?” Walden said. “I don’t think we can pass a law that fixes stupid.”
Trump Economic Director Gary Cohn Says It’s Fine for Corporations to Use Tax Breaks to Enrich Executives
One part of the White House’s proposed tax reform framework would involve a “tax repatriation” holiday for U.S. corporations that are storing profits overseas. The logic is that offering a lower tax rate to corporations would entice them to bring money onshore that would then lead to the hiring of American workers.
The proposal re-ups a Bush-era policy that failed to boost job growth; the top 15 companies that took advantage of the repatriation holiday actually reduced their total employment of U.S. workers over the period of the policy.
Many of the corporations that took part in the tax holiday instead spent the money on stock buybacks, a way to enrich insiders and executives; among the top 15 beneficiaries, stock buybacks jumped 16 percent from 2004 to 2005 and 38 percent from 2005 to 2006.
On Thursday, White House National Economic Council Director Gary Cohn told CNBC’s Eamon Javers that it’s “fine” if corporations do the same thing after this tax holiday.
Congress Threatens to Take Health Insurance Away From 9 Million Kids, Just Because
A program that provides health coverage to some 9 million children was allowed by the Republican-controlled Congress to expire over the weekend.
The Children’s Health Insurance Program, or CHIP, a bipartisan initiative that was originally co-sponsored by Republican Sen. Orrin Hatch and the late Ted Kennedy in the 1990s, allows children who fall above the Medicaid threshold to obtain low-cost health insurance. ...
The Senate Finance Committee is holding a CHIP bill markup on Wednesday, but states have already been bracing for the worst and some may have to shut down their children’s health program until funding is received.
Ten states, including Arizona, California, Minnesota, North Carolina, and Washington, D.C., will run out of funding between October and December, according to the Medicaid and CHIP Payment and Access Commission, or MACPAC, a nonpartisan congressional advisory body, but most are projected to exhaust money by March 2018.
Puerto Ricans Protest Trump's Visit, Denounce Militarization Amid Lack of Aid Distribution
RIP Tom Petty
Tom Petty: US rock musician dies aged 66
Tom Petty, the rock musician whose hits included American Girl and I Won’t Back Down, has died in California aged 66 after suffering cardiac arrest.
Petty was reportedly rushed to the UCLA Santa Monica hospital after being found unconscious in his Malibu home, but could not be revived.
“We are devastated to announce the untimely death of our father, husband, brother, leader and friend Tom Petty,” his manager Tony Dimitriades said on behalf of the family.
“He died peacefully at 8.40pm surrounded by family, his bandmates and friends.”

Reports: CIA denies Senate Judiciary access to material on Russian interference
The CIA has allegedly rejected the Senate Judiciary Committee's request to access certain information about Russian interference in last year's election.
“We were turned down,” said Sen. Dianne Feinstein (Calif.), the ranking Democrat on the panel, according to Monday reports. ...
Panel Chairman Chuck Grassley (R-Iowa) and Feinstein had asked CIA Director Mike Pompeo to view the same material related to the ongoing Russia probe that the agency had shared wh the Senate Intelligence Committee.
This Week in Russiagate: Facebook and Black Lives Matter
What you need to know about this term’s most important Supreme Court case
It’s not the sexiest case before the Supreme Court this term, but it’s one of the biggest — and it could reshape U.S. voting rights. The case, Gill v. Whitford, dates back to 2010, when Wisconsin Republicans in control of the state legislature redrew district lines to lock in a heavy majority of seats, despite finishing about even with Democrats in the statewide vote.
It’s the first time in over a decade that the Supreme Court has considered the practice, known as partisan gerrymandering. Its impact will be enormous — in July, Justice Ruth Bader Ginsburg told an audience at Duke that the Supreme Court’s decision to hear the case was “perhaps the most important grant so far.” ...
In 2011, Wisconsin Republicans controlled redistricting for the first time in decades. The leaders of the legislature hired consultants who worked in a closed room for four months, generating map after map after map, trying to see how much more aggressive they could be in terms of giving the Republicans more seats and securing that advantage over the course of a decade.
It was really a secretive, closed-door process. Democrats never saw the maps. Republican members of the legislature were allowed to see their own district, but they weren’t allowed to see the map as a whole. And the result was a map that gives Republicans almost a 60 percent majority, even if they were less than 50 percent of the vote. And it locks that in. For Democrats to win a majority, they would have to get well over 50 percent of the vote to even break even. ...
[If Wisconsin wins] lawmakers are going to see that as a green light to do whatever they want and they will go to town.
Trump’s Pick for EPA Safety Chief Argued Kids Are Less Sensitive to Toxins
Michael Dourson, the toxicologist who will be the subject of a confirmation hearing on Wednesday for what many consider the second most powerful post at the Environmental Protection Agency, has been hired by industry to consult on at least 30 of the chemicals he may be responsible for reviewing if he assumes office.
Dourson’s consulting company, Toxicology Excellence for Risk Assessment, or TERA, was paid by Dow Chemical, CropLife America, the American Chemistry Council, the American Petroleum Institute, Koch Industries, and other companies and industry groups to study dozens of chemicals. The evaluations TERA produced consistently failed to recognize threats that were clear to scientists and regulators not on the companies’ payrolls. ...
Environmental scientists have long recognized that children are especially vulnerable to chemicals, including organophosphates, throughout their development. But in a 2002 paper paid for by the American Chemistry Council and the pesticide industry group CropLife America, Dourson suggested that after six months, most children are no more sensitive to chemical toxicity than adults and that in some cases, they are even less sensitive. This idea places him well outside the scientific mainstream and suggests how he might approach not just these pesticides but all chemicals affecting children.
Subsidizing Earth's Demise: US Taxpayers Forced to Prop Up Dirty Energy Industry
In the midst of a hurricane season that shows just how expensive inaction on climate change can be, two new reports highlight how massive taxpayer-funded subsidies for fossil fuel companies are propping up an industry that refuses to take responsibility for the destructive and costly chaos it has played an enormous role in creating.
A recent analysis found that damage from extreme weather intensified by climate change and the health impacts from using gas, oil, and coal have cost the U.S. economy an annual average of $240 billion in the past decade. Between now and 2028, that figure is expected to rise to $360 billion annually—more than half of the economy's growth—and that doesn't even account for the cost of industry subsidies.
On top of the financial burden from burning fossil fuels, a report (pdf) published Tuesday by Oil Change International (OCI) found that industry subsidies cost U.S. taxpayers more than $20 billion each year, $14.7 billion at the federal level and $5.8 billion at the state level. These subsidies take several forms—including financial handouts, flexible liability policies, and tax breaks — and, researchers argue, "waste billions of dollars propping up an industry incompatible with safe climate limits."
A separate study by Stockholm Environment Institute (SEI), published Monday in the journal Nature, examined the impact of subsidies on U.S. crude oil production, and concluded that subsidies to oil companies encourage them to drill oil fields that would otherwise be unprofitable.
Over the next few decades, SEI researchers estimate, "tax preferences and other subsidies push nearly half of new, yet-to-be-developed oil investments into profitability, potentially increasing U.S. oil production by 17 billion barrels" that, once burned, will release about 6 billion tonnes of carbon dioxide, or CO2, into the atmosphere.
After Overwhelming Public Opposition, Scotland Announces Fracking Ban
Environmental groups from around the world applauded Scotland on Tuesday for its decision to ban fracking, following an overwhelming public outcry against the practice—and called for the United States and the rest of the United Kingdom to follow suit.
The Scottish government held a public comment period in recent months on fracking, attracting about 65,000 responses—the majority of which came from people in communities where the natural gas extraction would take place. An overwhelming 99 percent of Scots who participated were opposed to the practice.
"Fracking will lead to an increase in pollution and the decimation of parts of the Scottish landscape and environment," wrote one respondent. "People will feel even more devalued as a result of having been ignored, communities wll be damaged by fracking wells and health will suffer as a result of noise, ground water contamination and probably indirect air pollution. Scotland can't afford to damage the health of its residents any more."
In addition to environmental concerns, many Scots said they weren't convinced of the potential economic benefits of fracking; the auditing firm KPMG found that it was likely to only increase the GDP by 0.1 percent. Others said relying on the risky method of energy production would signify a lack of innovation in the country.
Also of Interest
Here are some articles of interest, some which defied fair-use abstraction.
Chris Hedges: The End of Empire
North Korea and Yemen: the Costs of Empire
In 1996, Australia Enacted Strict Gun Laws. It Hasn't Had a Mass Shooting Since.
The White Privilege of the “Lone Wolf” Shooter
1,516 mass shootings in 1,735 days: America's gun crisis – in one chart
‘Wildlife selfies’ aren’t cute. They encourage cruelty and animal suffering
A Little Night Music
Joe Simon - The Chokin' Kind
Joe Simon - Get Down, Get Down (Get On The Floor)
Joe Simon - My Adorable One
Joe Simon - A Whole Lot Of Loving
Joe Simon - Can't Find No Happiness
Joe Simon - It's All Over
Joe Simon - What Makes A Man Feel Good
Joe Simon - Too Many Teardrops
Joe Simon - Say (That Your Love Is True)
Joe Simon - When I'm Gone
Joe Simon - It's Hard To Get Along
Joe Simon - No Sad Songs

Comments
The End of Empire
Chris Hedges nailed it:
https://www.truthdig.com/articles/the-end-of-empire/
"They'll say we're disturbing the peace, but there is no peace. What really bothers them is that we are disturbing the war." Howard Zinn
evening mm...
hedges certainly has the broad outlines pretty well nailed. i have been wondering what will happen when the dollar is dropped as a global reserve currency. what will the rich people whose vast wealth is denominated in dollars do in order to preserve their place in the food chain? certainly, they will not give that sort of thing up without a fight.
Petty's death sucks...
I think I've officially hit the age where more of my teen idols are dead than alive.
I do think that Catalonia's independence is going to be seen over and over again throughout the world. The repression will continue to happen as long as there's enough money to pay the soldiers. Until of course the soldier's realize that they can make even MORE money by becoming mercenaries.
I think the History of Medieval Italy will be a good place to start studying for how we get OUT of this mess. Start saving your tomes now, because in a hundred years, they're seriously going to be worth something. (Yes, I do believe a dark age is coming. Scholars need to diversify their skill base if they want to survive, but absolutely need to hang on to as much knowledge as they can.)
I do not pretend I know what I do not know.
evening dmw...
yeah, i know the feeling. i used to make sure to get out and see the older blues musicians as much as possible, figuring that they wouldn't be around much longer. it was a good idea, and i haven't regretted it as most of them have passed on now.
yep. i think that if the eu thinks that it can stomp out the movement of groups to split off from larger neoliberal states by ignoring the catalans, they are in for a sad surprise. i suspect that much of the motivation comes from the vast inequalities that are being imposed by the eu on people and this movement to devolve to smaller states will continue for as long as the eu fails to address the inequality.
Good evening, Joe. Catalonia will be free someday, it is only
a question of when. They have risen before and will again and again. They have never been willingly fully integrated into Spain and never will.
That, in its essence, is fascism--ownership of government by an individual, by a group, or by any other controlling private power. -- Franklin D. Roosevelt --
evening el...
yep, i suspect that rajoy is doing just the right things to piss off those catalans that were quite happy to remain a part of spain. if rajoy overreaches again by declaring the catalan government null and void and imposing an unelected administrative government on catalonia, it will hasten the separation.
Indeed. He sure pissed off the youth with that police
action, and I bet the ballot box grabs didn't go over well with some of their elders who were on the fence.
That, in its essence, is fascism--ownership of government by an individual, by a group, or by any other controlling private power. -- Franklin D. Roosevelt --
unfortunately for generalissimo mariano rajoy...
many of those elders remember what it was like living under a fascist dictator and have a basis for comparison.
Hola, Joe & Gang! It's a little late
this evening, but starting next week, think I'll try to may a pitch for folks to consider enrolling in Traditional Medicare, over MA (Medicare Advantage).
What prompted this was a discussion with one of our financial advisor relatives over the weekend. (I'll be seeing a lot more of them, now that we spend time on the Bay.) Anyhoo, they pointed out how advantageous it is for insurance agents/brokers for seniors to flock to these plans, since commissions on these plans are generous--at the same time, that is weakens TM, and makes it easier for lawmakers to try to dismantle the system. I was prompted to ask about this, because it seemed reasonable [to me] that the vast expansion of these types of policies would play into the effort to 'voucherize' Medicare, because the payment system is quite similar to the one that corporatist Repubs and Dems have proposed in the past, regarding . (I'm referring to Paul Ryan, Ron Wyden, Alice Rivlin, Dick Gephardt, etc.) Not that folks don't have every right to enroll in them--clearly, they do; especially, if this issue isn't important to them.
One other thing, it can be an individual's advantage to be enrolled in a comprehensive Medigap policy if you're traveling out of the country. Admittedly, I was only vaguely aware of this, when we made our choices. Now, of course, I'm really glad, since the coverage could come in handy.
After a cool spell, we're seeing temps in the upper 70's and lower 80's, but at least the evenings are very cool and pleasant.
Hey, Everyone have a nice evening!
Mollie
"I think dogs are the most amazing creatures--they give unconditional love. For me, they are the role model for being alive."--Gilda Radner
"If there are no dogs in Heaven, then when I die I want to go where they went."--Will Rogers
Fences For Fido
Everyone thinks they have the best dog, and none of them are wrong.
My guy instructed me thusly:
So far, so good.
"We'll know our disinformation program is complete when everything the American public believes is false." ---- William Casey, CIA Director, 1981
He steered you right, IMO. After all,
folks can easily switch to Medicare Advantage later, if they so desire. But, as I'm sure you know, ain't always so with a Medigap plan.
(A few states have exceptions, but, they're a handful.)
Mollie
Everyone thinks they have the best dog, and none of them are wrong.
evening mollie...
will be looking forward to your pitch as i will have to make some decisions about this in a few years. my mom and dad had traditional medicare and a wrap-around policy that was part of my dad's retirement benefits. between the two they seemed to be covered for just about everything that befell them, so i am inclined in the trad medicare direction to start with. of course, between now and then, who knows what congress might do to screw it all up...
Good point, Joe. I didn't realize
until recently that so many lawmakers have their knives out for Medigap insurance plans, after I ran across the info at Kaiser Health News.
One of them is the soon-to-be retired Senator from TN, Bob Corker. I'll post some of the 'schemes' that he, and a couple of other lawmakers have proposed, next week.
I knew, of course, that 'O' had a Medigap policy 'surtax' proposed in his budget for a couple of years--and I was plenty infuriated over that. But, that was tame, compared to some of the other Medigap policy 'reforms' that I read at Kaiser.
Clearly, if Medigap plans weren't a good deal, conservative fiscal hawks wouldn't be out to kill 'em.
Mollie
Everyone thinks they have the best dog, and none of them are wrong.
Thanks for this, exactly the conclusion we came to after
In January we the TX legislature putting us in a MA group plan which is supposed to have better coverage that individual MA. Don't think we have a choice this time.
A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.
Hi, DO! Looked at a blurb
about your TRS plan. (Hope you don't mind that I 'Googled' it.) Hey, doesn't look bad at all, to me. If anything, you and JB hit pay dirt with your RX benefits!
Unless I find out something that I'm unaware of, I'd say that it's virtually impossible to beat what you Guys have in regards to your Tier 4 (and maybe Tier 5) drug benefit. IOW, a stand-alone Medicare Part D Plan couldn't compete with it.
There is one question that I've got about the statement that "they (the doctor) must agree to bill Humana." When I checked out a similar PFFS (private fee-for-service) Humana plan which is open to the general public, the wording was, "the provider had to accept Humana terms and rates." I wonder if that is a difference, with a distinction.
IOW, when you have a Medigap plan, the only criteria is that the provider (whether a physician, lab, therapist, etc.) accepts Traditional/Original Medicare. Period. One doesn't have to ask a provider if they 'accept' any insurer's Medigap Plan. Partly, this is because all Medicare Supplement (Medigap) Plans are standardized, and all Plans--of the same letter--have to pay exactly the same, regardless of the provider, or the insurer. So, there are no 'terms' or 'fees' for a provider to accept or reject. If he/she accepts Medicare Parts A & B, he must accept the payments made on behalf of beneficiaries by the Medicare Supplement (Medigap) insurer.
IOW, the only reason that I can think of for there to be a stipulation (in your MA plan) that Medicare providers accept Humana's terms, is that there's the equivalent of a 'negotiated' payment, or fee schedule--which would sorta be equivalent to having 'provider networks,' but not wanting to say so. (If that makes any sense.)
Of course, if Humana has negotiated with enough physicians/providers, it probably wouldn't matter, and you Guys should have access to excellent medical care under the plan. Hope so!
Mollie
Everyone thinks they have the best dog, and none of them are wrong.
Thanks for the feedback. The deductibles and out of pocket
Since we are on the move traveling so much out of the country , camping out west, and back and forth between TX and NM we have a little trouble coordinating our annual wellness exam.
There is a doc in a box Aspen Medical Center | Urgent Care & Primary Care here in Santa Fe that have gone to as urgent care, since our family doc (who only takes Medicare!) is in Austin. We decided to try and get our Wellness Exam here but they won't take Medicare for Primary Care. Meh.
A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.
De nada, DO! For sure, if you
Guys have a good local urgent/convenient care clinic in Santa Fe, especially one that's got reasonable rates, I'd imagine that you'll probably be in good stead if you need your MA/Medicare coverage for more serious ailments, later.
Two more points, I did find the language that clarifies that Humana does have a network of providers. Again, that shouldn't matter as long as it's substantial, and it probably will be, considering their reputation.
One thing that I'd inquire about, if it were my plan, "What about Tier 5, Specialty Drug coverage?"
I double-checked the SilverScript website, here--notice that SilverScript does use the usual language--Tier 5, Specialty Tier--but, it's not mentioned in your plan at the TRS website.
The plan does list the 'Preferred Generic' and 'Generic' as Tier 1, the 'Preferred Brand' and Tier 2, and lastly, the 'Nonpreferred Brand' as Tier 3. And, hey--the prices are great!
Look forward to hearing the plans for you and JB's next travel excursion. You Guys stay too busy to get sick!
Mollie
Everyone thinks they have the best dog, and none of them are wrong.
If you write about that
"Don't go back to sleep ... Don't go back to sleep ... Don't go back to sleep."
~Rumi
"If you want revolution, be it."
~Caitlin Johnstone
Thanks, Centaurea--look forward to your input. Of course,
as Joe pointed out, lawmakers could pass 'reforms' (any day) that make whatever we discuss a moot point. Still, I think it's always a good idea to pool our information/experiences on issues like TM/MA/Medigap plans, etc.
Mollie
Everyone thinks they have the best dog, and none of them are wrong.
Traditional medicare is the plan
I have recommended for every senior in the extended family since the there was a choice between part B and a medi-gap plan. The early savings of Advantage Planes seems to disappear when they become seriously ill or like to travel and had out of pocket expenses.
Glad you will be educating and advocating to c99. Many of us are reaching the decision phase now or within a few years.
Still yourself, deep water can absorb many disturbances with minimal reaction.
--When the opening appears release yourself.
Hi, SOE--thanks for the
encouraging words! To be clear, I don't claim to be a guru on the topic of Traditional Medicare, MA, or Medigap policies, but I do my best to research a log of angles, and I have a number of relatives in the financial services sector, who pass along some info, from time to time.
I appreciate any input that you have on this topic. Mr M and I are very new to 'the system,' so most of what I'm saying is based upon advice I've received, and/or what I've read. Of course, both sets of our parents were enrolled in Medicare, and both sets of them also carried a comprehensive Medigap policy; so, we have that kind of direct experience with Medicare (just not so much involving our own health care). Thankfully, because their coverage was so comprehensive, we had very little to do, much less pay--including, for the parent who spent just under 3 months in a SNF.
I'd be the first to admit that it's probably hard to beat extensive first-hand knowledge, so I hope that folks who've been enrolled in Medicare for some time, won't hesitate to share their experiences.
Mollie
"I think dogs are the most amazing creatures--they give unconditional love. For me, they are the role model for being alive."--Gilda Radner
"If there are no dogs in Heaven, then when I die I want to go where they went."--Will Rogers
Everyone thinks they have the best dog, and none of them are wrong.
Good evening js, bluesters !
Thanks for the news.
That drone in Yemen, interesting timing.
Jb read where a Friend on FB doubts that one guy could have shot that many people in Vegas, cites rumors that the shots were coming from different locations.
Time has come to discuss important things...
Fabulous fall weather here today! All we have is this moment...... Friend told us his cancer is back.
We had a good day today, exercise class, grocery shopping, travel deal research, clothes washing, and on top of all that jakkalbessie made a great shrimp linguine! First time in ages that we have had that. Pretty fancy for a home cooked meal. Good stuff.
Got some sheep Argentinian Malbec going on now as we take in the news and blues!
A truth of the nuclear age/climate change: we can no longer have endless war and survive on this planet. Oh sh*t.
evening do...
i'm pretty sure that we'll be hearing theories about what happened in las vegas for ages to come. lots of people are running their speculators. i've seen a number of them and i've kind of been trying to avoid that news until they've got their story straight.
the weather here has been wonderful for the past few days as we slide into fall. i've been slowly removing air conditioners one room at a time, working up to removing the most critical one in the bedroom when i'm confident that the temps aren't going back up again.
so sorry to hear about your friend's health. hopefully his unwanted growth can pack up and move on again.
shrimp linguine. mmmm. but how does she form the shrimp into those little noodles?
have a great evening!
No, no, no, Stacy. There are no Suspicious Mountains in AZ.
Those are the Superstition Mountains, supposed to be the location of the famous Lost Dutchman's Gold Mine.
We wanted decent healthcare, a living wage and free college.
The Democrats gave us Biden and war instead.
evening azazello...
heh. however, stacy and max may be correct that arizona has a few suspicious minds.