If I still had assets transferable I would not hedge now (never did) but now I would put 5 pennies toward the US markets rabidly happy tomorrow. I now trade in seeds.

Another Worldwide Round Of Bank Crashes, headed our way...

One country after another as the "Too Big To Fail Casinos" come to us with their hands out...

always voted against bailouts. Right?

..... and ban derivatives outright, worldwide?

"derviatives" are. (again, because I know I had done this years ago, but then never really understood and forgotten most of what I read). I hate all of these words. From this simple site for simpletons, "What are derivatives really?:

At its most basic, a financial derivative is a contract between two parties that specifies conditions under which payments are made between two parties. Derivatives are “derived” from underlying assets such as stocks, contracts, swaps, or even, as we now know, measurable events such as weather. Conditions that determine when payments are made often include the price of the underlying asset and the date at which the underlying asset achieves that price.
...
Not everyone is a fan of using derivatives, including investors as regarded as Warren Buffett. In a 2002 letter to Berkshire Hathaway shareholders (PDF), Buffett describes derivatives as “financial weapons of mass destruction, carrying dangers that, while now latent, are potentially lethal.”
...
Despite the role that derivatives played in the 2008 financial crisis, derivatives aren’t inherently bad. Even Buffett has pulled back on his previous statements, telling the Financial Crisis Inquiry Commission in 2011, “I don’t think they’re evil per se…there’s nothing wrong with having a futures contract or something of the sort.” According to the New York Times, Buffett now says the real problem with derivates has to do with overexposure by the banks and “uninformed investors.” He believes derivatives can add value to companies, including Berkshire Hathaway, as long as leaders at those companies use restraint and hold a “limited amount.”

So, I am not investing into anything, if I put my money in a retirement annuuity account, it's the company issuing the annuity contract to me, who invests my money into something and I have no clue into what. So, I think it's an insult to blame little people to be uninformed investors, as if we would make those decisions ourselves. We rely on whoever the issuer of annuities retirement accounts are to invest it for us to guarantee us lifelong retirement income. How should I understand if those accounts are in danger to lose value to the point that the guaranteed payments they promise to make at the end of the annuity contracts so that they are not capable of making the a payments anymore. I can't figure out, if I should just start to withdraw now or wait the couple of years til the contract comes to term.

I hate the whole stuff. Let those banks crash. People need to know what banks and insurance companies are doing with their money and feel safe in their retirement. I wonder who the heck in the Deutsche Bank let it run so much out of control. NO mercy.

Who were the idiots to allow those derivatives to be used? Occupy those suckers and send them to prison.