Thinking clearly about money is one of the biggest challenges to personal and family resilience. Resilient families get the trade-off between time and money right. Lovie and I have made our mistakes along the way, but 25 years later, we know we had made the appropriate trade-off, right at the start of our relationship, between money and time. I would like to lay out our thinking in conjunction with then law professor, now U.S. senator, Elizabeth Warren.